RTP describes a game’s long-run payout; 96% RTP means a 4% house edge on...

https://varimail.com/articles/does-session-timing-matter-in-online-casinos/

RTP describes a game’s long-run payout; 96% RTP means a 4% house edge on average, not a guaranteed loss on each bet. Volatility shapes how wins and losses arrive. Short sessions can swing sharply, so results may differ widely from the average.