One evening I learned that refinancing for a basement required different valuation assumptions than a purchase, which changed our renovation budget.
One rainy commute I noticed my pre-approval wasn't a guarantee after a call with HR for updated pay stubs and a broker's question list.
At 10pm I scribbled equity numbers for our Brampton basement reno while on the phone with a broker who explained what counts toward loan-to-value.
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After my self-employed buddy described his bank denials, I read up on add-backs and felt more confident discussing income with a broker later.
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Browse a comprehensive range of furnace and AC maintenance with trusted heating & AC specialists in Markham. From emergency AC repair to thermostat upgrades, our skilled technicians ensure your home stays warm in winter.
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