I spent years helping students budget so I know pets are pricey. A vet visit...

https://shanestue668.yousher.com/how-much-is-an-out-of-hours-emergency-vet-consultation-in-2026-269-and-what-happens-if-i-can-t-pay

I spent years helping students budget so I know pets are pricey. A vet visit can be £269, a lot on a loan. See my guide for real costs of pets at uni so you avoid bad surprises. It is wise to be ready for hidden bills before you get a pet