Florida hurricane deductibles are percentage-based: on a $500,000 home, 2%, 5%...

https://www.adirs-bookmarks.win/after-a-florida-hurricane-your-insurer-may-cover-the-damage-but-not-the-first

Florida hurricane deductibles are percentage-based: on a $500,000 home, 2%, 5% or 10% means $10,000, $25,000 or $50,000 out of pocket