fico vs vantagescore 9
https://wiki-wire.win/index.php/What_Credit_Score_Needed_for_Loan_Approval_Really_Means
FICO and VantageScore are the two main credit scoring models, but they calculate your score differently. FICO, used by most lenders, weighs payment history and credit utilization heavily. VantageScore treats trends like recent credit behavior more equally, and can score you with less history. Both range from 300 to 850, so a good score for one is good for the other, but your specific number may vary.